Davis Bill would create grace periods for Insurance Premium Payments Amid Disaster Emergency

State Rep. Tina Davis has announced that she will be introducing legislation that would require insurance companies to provide a 90-day grace period for the payment of insurance premiums during a disaster emergency.

“Many Pennsylvanians have lost their jobs or had to close their businesses due to the COVID-19 pandemic and are now struggling to pay their bills,” Davis said. “People shouldn’t have their insurance canceled because of an inability to keep up with insurance premiums during this period of unprecedented economic hardship. By requiring insurance companies to provide a 90-day grace period for insurance premium payments during a disaster emergency, my legislation would protect Pennsylvanians from having their insurance terminated at a time they need it most.”

Currently, Pennsylvania has only recommended insurers grant a grace period to policy holders during the pandemic.

Davis said that many states have required such grace periods in response to the COVID-19 pandemic and in the aftermath of natural disasters.

Residents with questions should contact Davis’ office by phone at 267-580-2660 or email (repdavis@pahouse.net).